Affordable Insurance,
Exceptional Peace of Mind.
Commitment to quality insurance coverage that respects your budget – our price – conscious insurance options ensure security without breaking the bank
Affordable Insurance,
Exceptional Peace of Mind.
Commitment to quality insurance coverage that respects your budget – our price – conscious insurance options ensure security without breaking the bank
our services
Auto Insurance
Our Auto Insurance Services offer essential coverage at prices that make sense for your wallet.
Liability Coverage
Protects your financial interests by covering bodily injury and property damage to others in case of an accident where you're at fault.
Collision Coverage
Ensures your vehicle's repair costs are taken care of in case of a collision, regardless of fault.
Comprehensive Coverage
Provides budget-friendly protection against incidents like theft, vandalism, and natural disasters.
Uninsured and Underinsured Motorist Coverage
Gives you confidence on the road by covering accidents involving drivers with insufficient or no insurance.
Personal Injury Protection (PIP)
Takes care of medical expenses for you and your passengers, keeping your finances secure.
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Home Insurance
Your home deserves reliable protection that doesn’t break the bank. Our Home Insurance Services offer:
Dwelling Coverage
Affordably shields your home's structure from risks like fire, storms, and vandalism.
Personal Property Coverage
Safeguards your belongings without straining your budget, covering essentials like electronics, furniture, and clothing.
Liability Coverage
Provides budget-conscious peace of mind in case of injuries on your property that result in legal claims.
Additional Living Expenses
Offers affordable options for temporary accommodations if your home becomes uninhabitable due to covered events.
Natural Disaster Coverage
Depending on your location, we offer wallet-friendly coverage against natural disasters, including earthquakes, floods, and more.
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Renter’s Insurance
Personal Property Coverage
Our renters insurance covers your personal belongings such as furniture, electronics, clothing, and more, against a range of perils including fire, theft, vandalism, and natural disasters. We understand the value of your possessions and aim to safeguard them from unforeseen circumstances.
Liability Protection
Accidents can happen anytime, anywhere. Our liability coverage helps you in case you accidentally damage someone else's property or if someone gets injured while visiting your rented space. This coverage can also extend to legal expenses if a lawsuit arises.
Additional Living Expenses
If your rented home becomes temporarily uninhabitable due to a covered event, we've got you covered. Our renters insurance can help with expenses related to temporary accommodations, meals, and more, ensuring you maintain your quality of life during a difficult time.
Medical Payments
If a guest is accidentally injured while on your property, our renters insurance includes coverage for their medical expenses. This can help strengthen relationships and provide support when needed.
Customizable Plans
Every renter's situation is unique. Our flexible insurance plans allow you to customize coverage limits and deductibles to fit your needs and budget. You can have the confidence that you're paying for exactly the level of protection you require.
Affordable Premiums
We believe that quality insurance should be accessible to everyone. Our competitive premiums make it easy for renters of all backgrounds to enjoy the benefits of comprehensive coverage without breaking the bank.
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Commercial Insurance
Commercial Property Insurance
Protect your physical assets, including buildings, equipment, inventory, and more. Our property insurance coverage ensures that you're financially covered against damages caused by unforeseen events like fire, theft, or natural disasters.
General Liability Insurance
Shield your business from legal claims and financial liabilities. Our liability insurance covers instances where your business could be held responsible for injuries, property damage, or other incidents that occur on your premises or due to your products/services.
Workers' Compensation
Take care of your employees with our workers' compensation coverage. This insurance offers protection for medical expenses and lost wages in the event that an employee is injured or falls ill while on the job.
Professional Liability (Errors & Omissions) Insurance
Professionals can safeguard themselves against claims of negligence or inadequate work with our professional liability coverage. This insurance is ideal for consultants, contractors, and other service providers.
Commercial Auto Insurance
If your business relies on vehicles, our commercial auto insurance ensures that you're covered in case of accidents, damage, or theft involving your company vehicles.
Cyber Liability Insurance
In today's digital age, protecting your business against cyber threats is crucial. Our cyber liability insurance safeguards your company against data breaches, cyberattacks, and other online risks.
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Business Owner’s Policy
Property Insurance
Safeguard your physical assets, including your business premises, equipment, inventory, and more. Our property insurance coverage protects against damages caused by events like fire, theft, vandalism, and natural disasters.
General Liability Insurance
Shield your business from liability claims arising from bodily injuries, property damage, or other accidents that occur on your premises or due to your products/services. General liability coverage also extends to legal defense costs.
Business Interruption Insurance
Ensure your business's financial stability during unexpected disruptions. Business interruption coverage helps replace lost income and covers necessary expenses if you're unable to operate due to a covered event.
Additional Coverages
: Depending on your business's needs, we can customize your BOP with additional coverages like data breach protection, equipment breakdown coverage, and more. Tailoring your BOP ensures a comprehensive solution that addresses your specific risks.
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Life Insurance
Comprehensive Coverage
Our range of life insurance plans offers comprehensive coverage to meet your unique needs. Whether you're looking for term life insurance to cover specific periods or whole life insurance for lifelong protection, we have the right options for you.
Tailored Solutions
We believe that every individual and family is unique. Our experienced team of insurance professionals will work closely with you to understand your financial goals and design a life insurance plan that aligns perfectly with your requirements.
Financial Security
Life is full of unexpected twists, but with our life insurance services, you can rest assured that your family's financial future is secure. In the unfortunate event of your passing, our policies provide a lump-sum payment that can help cover expenses such as mortgage payments, education costs, and daily living expenses.
Additional Benefits
Our life insurance services often come with added benefits such as critical illness coverage and disability protection. These features ensure that you and your family are safeguarded not only in the event of your passing but also in case of unexpected health challenges.
Flexible Premiums
We understand that financial situations can change over time. Our life insurance plans come with flexible premium options, allowing you to choose a payment plan that suits your budget without compromising on the coverage you need.
Easy Application Process
Applying for life insurance has never been easier. Our streamlined application process minimizes the hassle, making it simple and convenient for you to get the protection you deserve.
Expert Guidance
We understand that choosing the right life insurance plan can be overwhelming. That's why our team of knowledgeable advisors is here to guide you every step of the way. They'll answer your questions, provide insights, and help you make informed decisions about your coverage.
Get in Touch with Our Experts
Oscar Jaramillo
- 3960 Broadway Blvd Suite 220Q Garland, TX 75043
- 972 465 9798
- 888 537 7850 (Toll Free)
- 972 666 0448
- oscar@lamejorinsurance.com
Secure Your Future Today
Take the First Step Towards Financial Protection with Our Insurance Plans
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